John talks with Marc Glickman, the CEO of Buddyins.com, which is an online community of Long Term Care experts providing education and insurance solutions. During the conversation, Marc talks about his unique background as both an actuary with the insurance companies and later as a LTC insurance agent. Marc shares that an estimated 40 million Americans will be impacted with taken care of an elderly loved one and that most families have no plan in place to deal with aging family members and managing the cost of care. Marc also talks about how LTC policies work in practice and when you should consider getting insured.